OBAMACARE: Insurers predict 100% to 400% Obamacare rate explosion. Owners of so-called 'Cadillac plans' appear to be the least affected (our premium went up by only 5%) since coverage already exceeds the Obama mandate, but those with lesser coverages (e.g., small businesses and individuals) are going to hurt badly.

Our family will take it in the shorts next year, when my wife retires and we're forced into Medicare. My plan is roughly the same as the young are expected to do -- not insure, pay the penalty if forced to, and only enroll when a catastrophic event occurs.