SPEEDING TO A DEGREE: Does a college credential signify ... anything?

As a now-retired engineering PhD, except in very narrow instances, the answer is "NOT REALLY". At the Bachelor's degree level, it probably won't hurt. Master's degree, only if you're seeking particular (usually STEM skills) training. And I can think of only three reasons to get a PhD, the first being that it's a box to check to get thatjob you really want (college professor, for example); the second is just for the hell of it (to prove to yourself that you can do it). The latter was my reason. The third -- and worst -- is the 'Dr. Jill' reason: I wanna be called 'Doctor'.

Post-PhD I spent the remainder (~25 years) of my working life in engineering and rarely, if ever, had to call on that added expertise of a PhD. And I must note that the two years spent not truly employed cost me roughly $80,000 in lost income (not including tuition and fees) over that 25-year working lifetime. In 1980 dollars. I don't even want to think of what that would be in 2026 dollars.